College Funding  
Saving enough for their children’s education is a major financial concern for many parents. With the current cost of a four-year college education reaching six figures in some instances, your child’s college education may cost more than you expect. This calculator is designed to help you estimate the cost of your child’s education, based on the variables you input.
     

What is your child's name? (Calculate the costs for one child at a time.)

How many years until your child enters college?

For how many years will your child be attending college? (It may be more than four years in some cases.)

What is the annual cost of the college he/she will be attending? (Include tuition, fees, room and board, books, etc., using today’s prices.)

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What rate of inflation do you expect for college costs? (College inflation has continued to outpace the general inflation rate. For the past 10 years, the average college inflation rate was 5 percent. Recent years have shown a decline in college inflation.)

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How much money do you presently have saved for your child’s college expenses? (Include funds that are in your name and your child’s name that have been set aside for college.)

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What after-tax return do you expect on your investments (0 to 12 percent)? (Remember, the age of your child may influence how you invest and the potential return you may be able to achieve.)

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The Provenza Group
100 Painters Mill Road, Suite 204 • Owings Mills , MD • 21117
Phone: 410-902-0000
Toll Free: 800-521-7070		 • Fax: 410-902-0558
www.provenzaestateplanning.com •
Ted@MyCEP.com

*Theodore Provenza and Richard Mercado offer Securities and Investment Advisory Services through FSC Securities Corporation, Member FINRA/SIPC and a registered investment advisor. The Provenza Group is not affiliated with FSC Securities Corporation or registered as a broker dealer or investment advisor.

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